Important Notice: CDC Federal Credit Union is not responsible for late payments sent via US mail from an external Bill Payment system. Explore payment options to avoid late fees.

Holiday Closing — All branches will be closed on Monday, January 20th in observance of Martin Luther King, Jr. Day.

As low as 4.50% APR.*Experience confidence in every drive with our low-rate auto loans.

Enjoy low rates and personalized car-buying support.

Learn More about our auto loans

A white luxury vehicle driving down a tree lined street.

As low as 8.00% APR*.Balance your budget with our fixed-rate Personal Loans.

Utilize our loans to consolidate high-interest debt.

Learn More about our Personal Loans.

A happy African American couple looking at a laptop screen.

Low rate equity loans.Equity meets possibility with our HELOCs and Second Mortgages.

Let us fund your next big step.

Learn More about our Equity Loans

A view of a modern deck and pool looking into a beautiful beach home.

"This is the best credit union! Staff members are always extremely pleasant, professional, and easily available. I will continue to highly recommend CDC FCU to others. Thanks a million for the exceptional treatment!"

Tomi A.
Member since 2016

"Over the last 10 years, I've taken out five mortgages with CDC FCU. I used to research other lenders, but not anymore, as CDC FCU provides very competitive rates and excellent customer service!"

Marc W.
Member since 2001

"We opened two Next Generation Accounts^® for our daughters online. The entire process was quick, easy, and efficient. Our girls are now earning 4% dividends on their savings — online banks can't compete with that!"

Ali M.
Member since 2020

"So thankful that CDC FCU recommended I purchase my new car through Southern Auto Solutions. Dave was the best — knowledgeable, patient, and ensured I got the best deal possible! I am completely satisfied!"

Pamela W.
Member since 2012

A young man sitting at a kitchen counter using a laptop.

Checking Accounts Designed For You

Simple, straightforward, and often free, our Checking Accounts give you everything you deserve and more than you expect.

Learn More about Simply Checking

A group of woman posing with expressions of empowerment.

Financial Workshops

We want to empower you to make informed decisions. Sign up for a free workshop on important financial topics.

Learn More about Financial Workshops

A grayscale picture of a porsche sedan driving on the highway.

Concierge Style Services

Purchase your next car the hassle-free way with our auto buying service.

Learn More about our auto buying services

A mobile phone with a security symbol on the screen on top of a laptop.

Fraud Prevention

Losing money or property to scams and fraud can be devastating. Our resources can help you prevent, recognize, and report scams and fraud.

Learn More about fraud prevention

Two smartphones showing the CDC FCU mobile app.

Download Our Mobile App
On The Go

Our safe and secure Mobile Banking app lets you take care of all your banking needs from the convenience of just about anywhere. Access account balances, transfer funds between accounts, pay your bills, and more.

Download

Get In Touch

Send us a message and we'll reach out soon.

Do not include sensitive information such as social security numbers or account numbers as this is not a secure form of communication.

*Indicates a required field.