Have you ever heard of the term MyRA? Many heard President Obama mention the term during the State of the Union Address.This program would be a government-backed retirement savings account that's similar to an IRA and intended for employees whose companies don't offer an IRA. Click on the link to see a Question & Answer list that will address many inquiries people may have.
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Savers are distraught — interest rates have never been this low. With less than 1% returns on the average savings account, your funds can only grow when you add money to the account yourself. Compound interest is irrelevant with these paltry savings returns. But let’s talk about how these low interest rates are a boon to home buyers!