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Loan rates.Shop around and save with us.

Get the financing you need to make your life better without paying a high price.

Auto Rewards Discounts

Best APR: A member with 11 year tenure, savings/checking account, previous or current loans, direct deposit and auto transfer from CDC FCU set up could get a member reward discount of 1.50%.

Auto Loan Rewards Discounts
CategoryRate Discount
2-10 Year Tenure0.10%
11+ Tenure0.20%
Multiple Accounts0.10%
Multiple/Previous Loans0.20%
Direct Deposit0.50%
Auto Transfer from CDC FCU Account0.50%

Max discount: 1.50%

New Auto

Best APR: A member with 11 year tenure, savings/checking account, previous or current loans, direct deposit and auto transfer from CDC FCU set up could get a member reward discount of 1.50%.

New Auto Rates
TermAPR†Best APR†
0-24 Months5.00%*3.50%
25-48 Months5.00%*3.50%
49-60 Months5.00%*3.50%
61-72 Months5.90%*4.40%
73-84 Months6.90%*5.40%

Used Auto

Best APR: A member with 11 year tenure, savings/checking account, previous or current loans, direct deposit and auto transfer from CDC FCU set up could get a member reward discount of 1.50%.

Used Auto Rates
TermAPR†Best APR†
0-24 Months5.20%*3.70%
25-48 Months5.20%*3.70%
49-60 Months5.20%*3.70%
61-72 Months6.10%*4.60%
73-84 Months7.10%*5.60%

New Recreational Vehicle

New Recreational Vehicle Rates
TermAPR†
0-24 Months5.55%*
25-48 Months5.80%*
49-60 Months6.30%*
61-72 Months7.55%*
73-84 Months8.55%*
85-120 Months9.55%*
121-144 Months10.55%*
145-180 Months11.55%*

Used Recreational Vehicle

Used Recreational Vehicle Rates
TermAPR†
0-24 Months6.55%*
25-48 Months6.80%*
49-60 Months7.30%*
61-72 Months8.55%*
73-84 Months9.55%*
85-120 Months10.55%*
121-144 Months11.55%*
145-180 Months12.55%*

New Motorcycle

New Motorcycle Rates
TermAPR†
0-24 Months5.80%*
25-48 Months6.30%*
49-60 Months6.80%*
61-72 Months7.30%*

Used Motorcycle

Used Motorcycle Rates
TermAPR†
0-24 Months6.80%*
25-48 Months7.30%*
49-60 Months7.80%*
61-72 Months8.30%*

Personal Loan

Personal Loan Rates
TermAPR†
0-12 Months8.00%*
13-24 Months8.00%*
25-36 Months9.00%*
37-48 Months9.00%*
49-60 Months11.50%*

†APR = Annual Percentage Rate.

*Rates are based on an evaluation of credit history, so your rate may differ.

Applicants must qualify under normal underwriting guidelines. Rates shown are lowest rates available and may vary depending on loan type, term, applicant credit history, and credit union relationship. A relationship discount is offered to all qualified borrowers who maintain an active CDC FCU checking account, debit card, direct deposit, and automatic debit. Rates and terms are subject to change.

Taxes and insurance not included. Refinancing is not available for existing CDC FCU vehicle loans.